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What does standard insurance cover?

  1. Any person driving the vehicle with permission

  2. Only theft and fire damage

  3. Covers the named drivers to drive a specific vehicle

  4. Covers international travel expenses

The correct answer is: Covers the named drivers to drive a specific vehicle

Standard insurance typically only covers the named drivers on the policy to drive a specific vehicle. This means that any person driving the vehicle with permission (A) or international travel expenses (D) would not be covered under standard insurance. Additionally, standard insurance usually covers more than just theft and fire damage (B), such as liability coverage for accidents.