UK Driving Theory Practice Exam

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Ace your UK Driving Theory Test! With our comprehensive practice exams featuring multiple-choice questions, detailed explanations, and helpful hints, you'll have everything you need to pass with confidence. Start your journey to becoming a licensed driver today!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What is an insurance premium?

A special coverage option
The amount your insurance costs
A mandatory insurance tax
A form you fill for insurance

The correct answer is: The amount your insurance costs

An insurance premium is the amount that you pay to an insurance company for your insurance policy. It is a regular payment that ensures your coverage is active and up-to-date. This premium is based on a number of factors, including your age, risk level, and the type of coverage you are seeking. Choice A is incorrect because a "special coverage option" is not the same as a premium. Choice C is incorrect because an insurance premium is not a tax, it is a fee paid to a private company. Choice D is incorrect because a form is not the same thing as a cost or fee.