UK Driving Theory Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Ace your UK Driving Theory Test! With our comprehensive practice exams featuring multiple-choice questions, detailed explanations, and helpful hints, you'll have everything you need to pass with confidence. Start your journey to becoming a licensed driver today!

Start Multiple Choice Practice Test
Start Flash Cards

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What is the excess of an insurance policy?

  1. The total cost of the policy

  2. The amount you have to pay for each claim

  3. The maximum coverage amount

  4. The deductible for policy renewal

The correct answer is: The amount you have to pay for each claim

An "excess" in insurance refers to the amount that the policy holder must pay before the insurance company covers the remaining cost of a claim. Option A (total cost of the policy) is incorrect because it refers to the overall cost of the insurance policy, not just the excess. Option C (maximum coverage amount) is incorrect because it refers to the highest amount that the insurance company will pay for a covered claim, not the excess. Option D (deductible for policy renewal) is incorrect because it does not accurately describe the excess, which is paid for each individual claim, not just at policy renewal.

More Questions Like This